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Self protection insurance is many types, ranging from health insurance, life insurance, accident insurance, even education insurance. The question is whether all forms of this insurance is an investment? Or the insurance is considered as an expense?

As we know, pay for insurance means you spend some money on a regular basis each month. And this spend is usually something that is considered heavy. This is different from the instant spending you do to buy a product. You simply spend money, sometimes even without thinking first. For some people, pay for insurance is something that is reluctant to do.

But if you look closely, actually pay for the insurance has incredible benefits. When you pay for insurance, for example, you pay for health insurance, then your life will automatically guaranteed. If you are sick, you do not need to spend so much money. All is handled by the health insurance provider. Thus your “money stand” will be safe even if there is an emergency health problem to you.

Imagine if you do not have insurance. At some point you have to be hospitalized. Many days you stay in the hospital, and it would cost quite a bit. Where do you have to pay? Of course you would take your money stand that you think as "investment". The money that you save for years discharged only for the cost of your care. And once you're out from the hospital, you do not have anything else. Your money runs out.

But if you insure yourself, I'm sure your money stand will be intact. It is because all of your hospital costs are covered. It's all thanks to the small amount of funds that you pay to the insurance company regularly every month. When you are out of the hospital, you will not be shocked because of money. Your saving money is not interfered.

Because of the above reasons, I consider that insurance is an investment. Investment here does not mean that you will get a lot of money in the future, but you will be healthier financial future because of insurance. You can do anything with your money with no need to fear a lack of money in case of emergencies.