What Insurance Do We Need?
Human plans, but God disposes. This expression seems common and may also have existed since ancient time. If we look notice, this phrase also actually contains a hidden message: life is fraught with risk. From the smallest risk, such as accident in the bathroom, to the risk of losing their possessions, limbs and even lives.
The question is, whether we should surrender it, or just do the best in preparation for the risk. Well,I recommend the latter option. I do not mean to invite you to think pessimistic, but instead for you to think far ahead. There are many goals ahead which still want to achieve. Therefore, in achieving this goal, you should also prepare to face a number of risks that may occur.
One of the anticipation of risk you can do is to take a number of insurers. Below are the various risks that may happen to you, and insurers anticipate them.
1. Death
The risk of death can happen unexpectedly at any time. If the deceased was all alone, would not be ok. Troublesome if the dead man still had dependent children or other family members. How would their fate? From where they could eat and pay school fees?
If you currently have responsible for other people, making life insurance is worth to consider. If there are life insurance, then the people you leave behind will get some insurance money that could use to finance his life. So, there is a third party who will "look after" the people you leave behind.
There are many insurance companies that provide this service. All trying to provide the best service with various other inducements. You need not rush to choose. Use your time to select which company has the best service.
2. Accident
Wherever you are, the risk of accidents will definitely stood still. You get on a plane, train, ship, even the slightest, this risk is always there. There's even a case of people walking in the open field suddenly falling aircraft. And there's been wandering the bus crashed into a house and harm the sleeping occupants.
What happens if you have an accident? You usually will be taken to the hospital. You also will stay if you need to taking care for a long time. Due to worst, you are being disabled. Could be one of the organs or members of your body is not functioning. As a result, you can no longer work and earn income.
Therefore, to anticipate this risk is taking accident insurance. Accident insurance provides insurance money if you have an accident so it must be admitted to the hospital, disability, or even death. Just like death insurance, there are many companies that offer accident insurance. Generally, they provide an affordable fee.
3. Illness
Illnes is expensive. If you get sick, at least you have to go to the doctor so that you should pay any consulting fees. Not to mention the drugs and if admitted to the hospital. If you have money than it would be no problem. What If not? Some hospitals are now asked for a down payment before you get treated. Not to mention if you have surgery.
In case of this situation, you can take health insurance. There are many insurance companies sell this product. There are products that provide the replacement hospital, or replacement plus reimbursement of outpatient hospital, plus drugs as well. Now, you just choose the best choices to suit your needs.
4. Accidents on the House
Lately we often watch news of the fire. Whether it's market, office, or residential. Well, if disaster struck the home you live in now, imagine what will happen. Fuss, not everyone has enough money to rebuild homes in the affected areas, many who end up not having home, or more definitely stay in tents. For this type of accident, insurance are also available. Usually the price is quite affordable.
5. Accidents of Vehicles
You have a car or motorcycle? Your vehicle also has the possibility of having an accident. And it happens almost every day, especially in big cities. Even been driving with extreme caution could still be a victim of another driver.
When the risk of an accident is quite large, it could not hurt to take the vehicle insurance. Moreover if the vehicle is to support you in making a living. If you are insured, when there is damage then the insurance company will bear it.
In conclusion, there are a variety of insurance. You can decide, whether to take some or indeed all of them. It is yourself who know exactly the condition of yourself.
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