Ways Seniors Get Cheap Car Insurance
Once you reach a certain age, you are rewarded with discounts at
some stores, restaurants, and entertainment venues. And, in some
instances, you may be eligible for discounts on your auto insurance.
Discounts are just one way seniors are able to get cheap car insurance.
Join AARP
Drivers who are at least 50 years old and members of AARP are
eligible for discounts from participating insurance companies. The exact
amount of the discounts varies depending on the insurance provider's
guidelines. Keep in mind the age at which you qualify for the discounts
is set by the insurance company. In other words, just because you are
eligible to join AARP at 50 does not mean you automatically qualify for
discounts offered to seniors if the discounts are contingent upon you
meeting age requirements.
Be a Loyal Customer
Staying with the same insurance company over a long period of time
and maintaining a clean driving record can result in as much as 10% off
your premiums when you reach a specific age. You can find out in advance
the types of discounts your insurance company offers to older drivers,
especially those who have been loyal.
Drop Medical Coverage
Seniors who have their own health insurance or become eligible for
Medicare may want to drop the medical coverage they have through their
auto insurance company. You will save money by not having to pay for
duplicate coverage. If you are involved in a car accident and are
injured, your personal health insurance will cover your medical bills.
Sign Up for Driving Refresher Courses
To qualify for certain discounts, insurance companies may require
seniors to complete a refresher course on safe driving to demonstrate
you are not a risk to the company. Some companies offer a stand-alone
discount for senior drivers who complete safe driving classes. This
means you can get a discount just for completing the classes.
Seniors have many opportunities to get cheap car insurance.
Taking advantage of as many as possible can result in major cost
savings. Cheap car insurance just requires knowing where those
opportunities await.
0 comments:
Post a Comment